Pet wellness plans, also called preventive plans, are a reimbursement model that returns money for common procedures that you know your pet will need. By spreading out payments, wellness plans help avoid the problem of higher bills every time you take your pet to the vet. Lemonade offers three preventive plans that can be purchased as add-ons to your Lemonade pet insurance policy. While wellness plans and pet insurance help you manage the costs of your pet's veterinary care, the types of veterinary services they cover are different.
If you're interested in learning more about pet insurance, you should start by exploring whether it's worth taking out pet insurance and finding out which pet insurance company may be best for you based on your pet's specific needs. You can only add the wellness plan within 30 days of enrolling in one of their pet insurance plans or at the time of its annual renewal. Instead, pet insurance is designed to help you manage your budget in case of emergencies or unplanned illnesses that could ruin you. Banfield differs from other veterinary wellness plans because it doesn't offer a pet insurance policy.
Wagmo's wellness plans allow you to take a certain number of exams, vaccines, or tests and aren't always based on the cost of the item. Prices vary depending on age, species, location and other factors, and it offers wellness plans for puppies, adult dogs and other pets. Routine pet care plans that give you back cash for the regular exams and preventive treatments your pet needs to stay healthy. Many pet owners don't realize that pet insurance differs from medical insurance for individuals in that most pet insurance plans don't cover routine wellness visits or other preventive services.
However, as important as regular preventive care can be to your pet's health, it can sometimes be difficult to manage these recurring expenses. Wellness plans are not available in all states and premiums are determined based on the type of pet, the type of plan and the state of residence. In addition, with Banfield, you have to go to a pet hospital in Banfield for the services to be covered, leaving you with few options regarding which vet you will go to.